This course is designed to supply our students with a basis of financial literacy and all of the topics they will need to be familiar with in order to become financially secure. It is a semester course and covers the following topics:
- Personal Financial Planning covers determining goals and values and what must be done in order to determine options when it comes to finances.
- Career Planning identifies the difference between a job and a career, aptitudes and interests, and education needed for certain careers. During this topic, resumes, cover letters, job applications, and interest inventories are also covered.
- Money Management Strategies explains organizing financial documents, assets and liabilities, and budgeting for financial goals. Students also complete a budgeting project, where they choose a career, house, and car, and calculate their assets and liabilities.
- Banking and Checking Accounts helps students gain an understanding of bank accounts, interest, how to write a check, and how to balance a check book.
- Credit and Consumer Purchasing teaches students the importance and cautions of credit, how to spend less than you make, and the process of buying and returning items.
- Saving and investing outlines the importance of an emergency fund, investments, bonds, and mutual funds are discussed.
- The Finances of Housing helps students understand the meaning of mobility, and the pros and cons of both renting and buying.
- Home and Vehicle Insurance covers policies, premiums, deductibles, homeowners insurance, liability, and risk.
- Health Disability and Life Insurance covers topics including co-payments, types of health insurance, disability income insurance, cash value, and whole life insurance. No pre-requisite required for this class.